Personal Accident Insurance
This Policy covers the financial loss that may arise as a result of an accident caused by external violence and visible means causing death or disablement by bodily injury. In the case of Comprehensive Personal Accident Insurance, it covers Temporary Total Disablement and Medical Expenses up to fixed limits. Besides, the Policy is extended to cover the risk of Trekking, Mountaineering, Expeditions, Rafting, Commercial Flights, etc. However, this policy does not cover the chartered flights.
Cash in Transit Insurance
This Policy cover provides an indemnity in respect of loss of money carried by authorized messengers whilst in transit from one to another, specified in the Policy due to robbery, loss caused by the accident of vehicle and airplane. This insurance is intended for Banks, Industrial, Manufacturing, and other business concern who periodically withdraw large sums of money for payments of salaries and for another day - to day transactions from banks or other sources.
Burglary & House - Breaking Insurance
This insurance is intended to cover the contents of premises against loss or damage by burglary and/ or housebreaking. Here the Burglary and House- Breaking is defined as theft, involving entry to or exit from the insured premises by forcible and violent means.
Fidelity Guarantee Insurance
This insurance is intended to provide an indemnity to the employer for financial loss sustained as a result of forgery, embezzlement, and larceny or fraudulent conversion of money of the employer committed by salaried employees in the course of performance of their duties. The maximum liability under the policy will be the amount of guarantee.
Banker's Indemnity Insurance
This insurance provides an indemnity to the Bank in respect of the following risks:
Group cum Family Hospitalization Insurance
This insurance is intended to provide benefit by way of reimbursement of expenses incurred by the insured towards hospitalization including accommodation and nursing attendance, fees for surgeons, and other special services. Domiciliary/ Hospitalization. I.e. treatment normally requiring hospitalization but where proper treatment is received at home, the same is also covered by this policy. This policy is designed for the requirement of hospitalization insurance for both the corporate & general public.
It includes a variety of risks such as personal accident insurance, fidelity insurance; travel medical insurance, burglary and housebreaking, group personal accident, cash in transit, money insurance, bankers blanket indemnity, professional indemnity, general public liability, product liability, medical insurance ( hospitalization), All risks, workmen compensation and personal accident for trekking(expedition).
If you are interested in Miscellaneous Insurance and wants to know more in detail, please feel free to submit following information.